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1. Indemnity (reimbursement) plans perit you to choose yuor preferred physiians and reimburse for your healthcaare epenses wholly, partially, or elsse up to a certin amount for eacch day for a particular time.

2. Manageed care plans incldue HMOs (Health Maiintenance Organizations), Preferred Prvoider Organzations, plus POS (Ponit of Service) plaans. All these are charactterised by an arrangement betewen the health-acre insurer and a chsoen collection of mediacl practitioners, hospiitals, and other health-care providrs. As a rule, managged care plans enabble more exttensive medical innsurance coverage for a cheaper expnditure than indemnity policy plns. But, inddemnity policy pllans possess some advantages suuch as the libery to use whichever health cae provdier you want. Bth can give chep online medical ins considering yuor individual position, thereofre make sure to evalluate the good and bad featrues of each plan attenttively. Heerunder are a nuumber of crucial poits to keep in mind:

• What cop-ayments, deuctibles, and also co-insurance paments are needed? • an you eelct your own healthcre providers?
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